Your central premise is wrong, Kos

I’m glad when people see the stories of those hurt by out-of-control government, people I’m highlighting in my “Victims of Government” series. So it’s good that a national website, the Daily Kos, was linking people to the story of Kathi Rose.

Kathi is a 62-year-old Neenah pastor who had health insurance she chose. She was notified that she can’t keep it because it didn’t include maternity benefits or pediatric dental care. The new Obamacare-compliant plan offered her would have cost her an extra $4,000 per year, making it hard to afford care for her special-needs daughter.

We published Kathi’s story in December. The Daily Kos, a liberal website, is apparently now catching up, if only to scoff at Kathi’s misfortune. The Kos contributor, Jud Lounsbury, writes:

“Luckily, Rose quickly discovered that Wisconsin had something called the Health Insurance Risk Sharing Plan (HIRSP). The state-managed HIRSP system was adopted in the early 1990s and was funded through a combination of patient premiums and a surcharge on ‘regular’ health insurance plans in the state. HIRSP also mandated that health care providers treat HIRSP patients at discounted rates. . . . State statutes required that 40% of the HIRSP members’ premiums be paid by surcharges on the insurance programs of ‘regular’ health plans, and by reduced charges from doctors. In other words, we were all paying 40% of Kathi Rose’s premiums.”

HIRSP isn’t operating any longer because of the changes in federal law through Obamacare, not because Governor Walker decided to cancel all the plans. HIRSP was a great system that worked well for Wisconsinites with pre-existing conditions. So far, the same can’t be said for the federal exchange: On average, premiums are higher in Wisconsin’s individual market than they were pre-exchange.

Nonetheless, the Kos story goes on under the impression that HIRSP closed because of Scott Walker, exulting about a victim of government who had a government health plan shut down by a governor the author dislikes.

But actually, Kathi Rose did not have a government health plan. She did not “quickly discover” HIRSP, because she never bought insurance from Wisconsin’s high-risk pool. She had a regular old private-sector individual plan. We weren’t “all paying 40%” of her premiums. She paid them, because she wasn’t in the state high-risk pool. She did not lose the coverage she liked and chose because of Gov. Walker, who had nothing to do with her insurance or its loss. Any decision he made about HIRSP did not affect Kathi, because she wasn’t in the state’s high-risk pool.

How do we know this? Because we asked her when we reported on her case. My staff talked to her again after the Daily Kos story, to make sure. Kathi pointed out that neither Lounsbury, nor anyone else from Daily Kos, called her. They didn’t bother to ask Kathi whether the premise of their piece attacking her was correct.

Which it wasn’t. It was wrong. So, yes, Kathi lost her insurance because of Obamacare.

And a national liberal website, meanwhile, pretty much adopted Harry Reid’s all-the-reports-are-lies attitude toward the 62-year-old Neenah pastor. She lost her coverage and she was slimed by Obamacare’s supporters for daring to say so.

Just as an update, Kathi told us that she now has a plan through her church. She does not have a plan through Obamacare, and she does not want any part of one.